Payment Services
International Payments
Our platform enables businesses and individuals to make secure international payments, streamlining transactions with partners in over 150 countries.
Through our payment platform, you can easily manage cross-border transactions, reduce exchange fees, and minimize transfer delays. Additionally, you benefit from diverse payment options and dedicated support to ensure every transaction is fast and secure.
Currency Accounts
Our nominative accounts, available in over 30 currencies, allow you to receive funds in foreign currencies, facilitating international payments while reducing conversion costs.
Currency accounts protect you from exchange rate fluctuations by keeping funds in the corresponding currencies for your operations. This service helps to simplify your cash flow, improves the flexibility of your payments and facilitates their planning. Whether for regular operations or occasional international transactions, a currency account is an ideal solution for maintaining sound and efficient financial management on a global scale.
Mass Payments
Organize your multiple payments with fast, simple and efficient mass payment solutions.
Mass Payment is a service designed to manage and execute a large number of transfers simultaneously, in an automated and secure manner, to beneficiaries worldwide.
Trade finance
Enhance your international trade with import financing solutions tailored to your needs.
Import lending allows companies to secure and facilitate international purchases by covering cash flow needs related to payment delays or currency risks. We provide cash flow and working capital requirement solutions through credit lines offered for up to 150 days.
Hedging Products
Currency Hedging
Protect your business from exchange rate fluctuations and ensure stability in foreign currency transactions.
For your payments, foreign exchange hedging is achieved through financial instruments, such as forward contracts, which allow you to lock in exchange rates in advance. These tools are particularly beneficial for businesses with regular costs or revenues in multiple currencies. By mitigating exchange rate risks, you can stabilize cash flows, avoid financial losses due to market fluctuations, and focus on international growth with confidence.
Interest Rate Hedging
Safeguard your business from interest rate fluctuations and stabilize financing costs.
Interest rate risk hedging instruments, such as interest rate swaps, enable you to convert variable rates into fixed rates or protect against rising rates. For companies with long-term loans or investments, this solution ensures better financial cost management, reduces budget uncertainty, and contributes to a more predictable and secure financing strategy.
Commodity Hedging
Shield your business from commodity prices fluctuations and secure your supply costs.
Companies dependant on commodities (e.g., oil, gas, metals, agricultural products) face significant risks of financial loss due to prices volatility. Hedging solutions, such as futures contracts, allow businesses to stabilize costs and safeguard profit margins. By leveraging these tools, companies can plan their supplies and expenses with greater predictability, minimizing exposure to commodity market risks.
Cash Management
Interest-bearing accounts
Grow your cash while maintaining flexibility.
Boost the yield on your cash with our interest-bearing accounts, combining competitive interest rates with full availability of your funds. Enjoy simple and secure management, with exclusive benefits from the moment of opening the account.
Term Deposit accounts
Earn cash with complete peace of mind.
Our term deposit accounts offer guaranteed rates over defined periods. This is a safe and transparent solution to optimize your cash investments.
Structured products
Increase the profitability of your available funds while defining your risk exposure.
A structured product combines multiple financial instruments, enabling an optimized risk-return profile. This asset class allows diversification across various underlying assets (e.g., equities, bonds, credit).
As a bespoke solution, the risk-return ratio is tailored to your investment criteria, making it ideal to enhance your cash surpluses. Businesses and investors can protect part or all their capital while benefiting from a precise coupon schedule.